Surrenders

• 16 surrenders against dealer 9 through Ace, otherwise don't surrender (revert to hard totals).
• 15 surrenders against dealer 10, otherwise don't surrender (revert to hard totals).

Splits

• Always split aces.
• Never split tens.
• A pair of 9's splits against dealer 2 through 9, except for 7, otherwise stand.
• Always split 8's.
• A pair of 7's splits against dealer 2 through 7, otherwise hit.
• A pair of 6's splits against dealer 2 through 6, otherwise hit.
• A pair of 5's doubles against dealer 2 through 9, otherwise hit.
• A pair of 4's splits against dealer 5 and 6, otherwise hit.
• A pair of 3's splits against dealer 2 through 7, otherwise hit.
• A pair of 2's splits against dealer 2 through 7, otherwise hit.

Soft totals

• Soft 20 (A,9) always stands.
• Soft 19 (A,8) doubles against dealer 6, otherwise stand.
• Soft 18 (A,7) doubles against dealer 2 through 6, and hits against 9 through Ace, otherwise stand.
• Soft 17 (A,6) doubles against dealer 3 through 6, otherwise hit.
• Soft 16 (A,5) doubles against dealer 4 through 6, otherwise hit.
• Soft 15 (A,4) doubles against dealer 4 through 6, otherwise hit.
• Soft 14 (A,3) doubles against dealer 5 through 6, otherwise hit.
• Soft 13 (A,2) doubles against dealer 5 through 6, otherwise hit.

Hard totals

• 17 and up always stands.
• 16 stands against dealer 2 through 6, otherwise hit.
• 15 stands against dealer 2 through 6, otherwise hit.
• 14 stands against dealer 2 through 6, otherwise hit.
• 13 stands against dealer 2 through 6, otherwise hit.
• 12 stands against dealer 4 through 6, otherwise hit.
• 11 always doubles.
• 10 doubles against dealer 2 through 9 otherwise hit.
• 9 doubles against dealer 3 through 6 otherwise hit.
• 8 always hits.